New Jersey Mortgage Rates
Mortgage Rates as on 01 May 2024 in New Jersey
| Mortgage Type | 3 Year | 5 Year | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|---|---|
| Fixed | - | - | 6.5 | 6.5 | 6.875 | 7.125 |
| Fixed APR | - | - | 6.884 | 6.782 | 7.091 | 7.303 |
| Adjustable | 8 | 7.875 | - | - | - | |
| Adjustable APR | 8.184 | 8.12 | - | - | - | |
| Jumbo | - | - | - | 7.125 | 7.375 | 7.25 |
| Jumbo APR | - | - | - | 7.404 | 7.618 | 7.416 |
| FHA | - | - | - | 7.25 | - | 7 |
| FHA APR | - | - | - | 9.045 | - | 7.921 |
| VA | - | - | - | 7.25 | - | 6.99 |
| VA APR | - | - | - | 8.675 | - | 7.38 |
New Jersey Mortgage Rates Updated on 01 May 2024
New Jersey Mortgage Rates Explained :
New Jersey Fixed Mortgage Rate :
In New Jersey State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
In New Jersey State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
New Jersey ARM Rate :
In New Jersey State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
In New Jersey State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
New Jersey Jumbo Jumbo Mortgage Rate :
A New Jersey jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
A New Jersey jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
New Jersey FHA Mortgage Rate :
In New Jersey State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
In New Jersey State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
New Jersey VA Mortgage Rate :
In New Jersey State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
In New Jersey State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
New Jersey APR :
In New Jersey State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.
In New Jersey State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.
About New Jersey Mortgage Rates
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