New York Mortgage Rates
Mortgage Rates as on 01 May 2024 in New York
| Mortgage Type | 3 Year | 5 Year | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|---|---|
| Fixed | - | - | 6.5 | 6.5 | 6.875 | 7.125 |
| Fixed APR | - | - | 6.884 | 6.782 | 7.091 | 7.303 |
| Adjustable | 8 | 7.875 | - | - | - | |
| Adjustable APR | 8.184 | 8.104 | - | - | - | |
| Jumbo | - | - | - | 7.125 | 7.375 | 7.25 |
| Jumbo APR | - | - | - | 7.404 | 7.618 | 7.416 |
| FHA | - | - | - | 7.25 | - | 7 |
| FHA APR | - | - | - | 9.045 | - | 7.921 |
| VA | - | - | - | 7.25 | - | 6.75 |
| VA APR | - | - | - | 8.675 | - | 7.143 |
New York Mortgage Rates Updated on 01 May 2024
New York Mortgage Rates Explained :
New York Fixed Mortgage Rate :
In New York State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
In New York State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
New York ARM Rate :
In New York State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
In New York State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
New York Jumbo Jumbo Mortgage Rate :
A New York jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
A New York jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
New York FHA Mortgage Rate :
In New York State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
In New York State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
New York VA Mortgage Rate :
In New York State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
In New York State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
New York APR :
In New York State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.
In New York State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.
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